Culver Insurance 
Agency, Inc.

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An Independent Agency serving the Louisville and surrounding areas since 1986.  Third generation, family owned & operated

James ( J.) Culver
​Phoebe Culver

 J and Phoebe are partners in life as well as partners with the agency since 1986. J. is the third generation of insurance agents.  His grandfather started the agency in West Point KY...and building on that heritage moved the agency to Valley Station in July 1986.

Skills & Experience

 J. Culver
  • over 40 years as an agent
  • Church & Commercial expert
  • Life Agent
  • Louisville and surrounding areas

Phoebe Culver
  • over 30 years of business management
  • Property & Casualty Agent
  • Manager of Agency
Our Agents
April L. McBroom
April is an experience P & C agent as well as knowledgable with Life coverages.  She has been with the agency for over 20+ years.  Starting as a part-time file clerk and working in all areas of the agency...She knows the insurance industry inside and out and is ready to help you with your insurance needs.

Ellen McBroom/Brashear
Ellen has been with the agency since 2002. She was involved previously with the mortgage industry.  Ellen is an experience Property and Casualty agent as well as a Life agent.  She is available to help you with finding the coverage the best fits your needs.